Practitioner. Expert. Writer.

I translate complex payment infrastructure into clear, actionable insights — from the front lines of SWIFT operations and ISO 20022 migration in Bangladesh.

Sakir Ahmed at a SWIFT international conference

Sakir Ahmed

Cross-Border Payments Specialist

Download Full CV PDF · Updated 2026
Current Role Southeast Bank PLC
Location Dhaka, Bangladesh
Specialization ISO 20022 / SWIFT
Status Open to Opportunities

From Correspondent Banking to the ISO 20022 Frontier

My career began in the operations side of international banking — managing SWIFT message flows, correspondent banking relationships, and the daily mechanics of cross-border payment settlement. What started as operational work quickly became a deep intellectual fascination with how payment systems actually function at a global level.

At Southeast Bank PLC, I've built expertise across the full spectrum of international payment operations — from SWIFT connectivity and nostro reconciliation to regulatory compliance and FX settlement. But the defining chapter of my career so far has been leading the bank's ISO 20022 CBPR+ migration.

The ISO 20022 migration was more than a technical upgrade. It was a fundamental rethinking of how financial data moves across borders — richer, more structured, more transparent. Leading that project taught me that the best payment professionals are translators: people who can bridge the gap between technical specification and real-world operational reality.

That insight is what drives this platform. I write because most of the knowledge that matters in payment systems lives in the heads of practitioners — and never makes it into accessible, public form. I want to change that, particularly for professionals in emerging markets where the stakes of getting payment infrastructure right are highest.

ISO 20022 CBPR+ Migration Lead

Southeast Bank PLC · 2024–2026

Led the complete migration from SWIFT MT legacy formats to ISO 20022 MX messaging across all international payment workflows. This involved coordinating with correspondent banks globally, retraining operational staff, and ensuring uninterrupted service throughout the transition.

PACS.008 PACS.009 CAMT.054 CBPR+ Compliant Zero Disruption

Career Timeline

2020 — Present
International Division — Payments & SWIFT Operations
Southeast Bank PLC · Dhaka, Bangladesh

Leading cross-border payment operations, ISO 20022 migration program, correspondent banking, and payment systems training. Responsible for SWIFT gpi compliance, RTGS operations, and regulatory reporting.

2017 — 2020
Trade Finance & Remittance Operations
Banking Sector · Bangladesh

Managed LC operations, inward and outward remittance processing, nostro account reconciliation, and correspondent banking documentation. Developed strong foundations in FX and international settlement.

Technical Competencies

ISO 20022 / CBPR+ Expert
SWIFT Operations Expert
Cross-Border Payments Expert
Correspondent Banking Advanced
Regulatory Compliance Advanced
RTGS & Payment Systems Advanced

What I Write About

Technical Education
ISO 20022, SWIFT gpi, CBPR+, and payment message types — explained clearly for practitioners
Emerging Markets
Authentic insider perspective on payment infrastructure in Bangladesh and South Asia
Regulation & Policy
Bangladesh Bank guidelines, BIS standards, and compliance frameworks in plain language
Innovation & Future
CBDCs, real-time rails, open banking, and what's next for emerging market Fintech

Ready to connect?

Exploring collaboration, career opportunities, or a conversation about payment systems — I'd love to hear from you.

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