Articles & Insights

Deep-dive analysis on ISO 20022, SWIFT operations, cross-border payments, and Fintech innovation in emerging markets — written from the front lines of practice.

ISO 20022
12 min read

What I Learned Leading an ISO 20022 CBPR+ Migration: A Practitioner's Guide

From project kick-off to live cutover — a frank account of the challenges, decisions, and hard-won lessons from leading Bangladesh's first ISO 20022 CBPR+ implementation at Southeast Bank PLC.

Read Article Flagship
Technical
9 min read

PACS.008 vs MT103: What Changed and Why It Matters for Cross-Border Payments

A side-by-side comparison of the legacy MT103 and the new PACS.008 message format — explaining the structural changes, enriched data fields, and real-world operational impact for payment teams.

Read Article Technical
Emerging Markets
10 min read

Cross-Border Payments in Bangladesh: Infrastructure, Challenges, and the Road Ahead

An insider's perspective on Bangladesh's payment infrastructure — SWIFT connectivity, RTGS operations, regulatory landscape, and where the country is heading in the global payments ecosystem.

Read Article Emerging Markets

More Articles Coming Soon

New articles on SWIFT gpi, CBDCs, AML/CFT frameworks, and payment system design are in the pipeline. Publishing monthly.